Help! Loquat (i think) is dying

Pearland, TX

Hello,

I'm a bit overwhelmed. I'm fairly new to taking care of my backyard and gardening, and a lot of my plants seem to be getting sick or dying. This tree was doing very well until about 3 weeks ago. It survived a swarm of bees in the summer, and was home to a bird's nest for at least 6 months. Recently it began to loose leaves and now they're all falling. The photo on the left is from 12 days ago and the one on the right was taken yesterday. Anyone has any advice?
Thanks!

Thumbnail by max100
Sinks Grove, WV

I cannot guess at what the particulars in your tree's decline might be, but one thing for certain is that the mulch is not helping. peripheral mulch around trees and.shrubs should be pulled away from direct contact with the trunk rather than being heaped up against it; the pattern should resemble a doughnut rather than a volcano - see http://tinyurl.com/25xucdw

Santa Ana, CA(Zone 10b)

I agree with suunto about the mulch. It's hard to tell from the photo, but it looks like the tree wasn't planted deeply enough, and you tried to cover the root ball with mulch to make up for it. It could be that the tree was root bound also.

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