CLOSED: I'm quite confident this is Calvia quatuordecimguttata...

Gent, Belgium(Zone 8a)

What a name! English name; Cream Spotted Lady Beetle.
http://www.gardensafari.net/english/lady_bugs.htm#planteneters

Mine was rather on the small size, some 4 mm and didn't figure out what the little bump is on the right top of its abdomen, perhaps a raindrop or an injury as I can see some blackish stuff or is it an irregular spot on the joint where the abdomen meets the thorax;

here is a heavily cropped picture of it;

Thumbnail by bonitin
Gent, Belgium(Zone 8a)

other angle;

Thumbnail by bonitin
West Pottsgrove, PA(Zone 6b)

It sure looks like it to me too. I like that garden safari site!

Gent, Belgium(Zone 8a)

Thanks Claypa! It's always nice to have a confirmation.
Yes, the Safari site is wonderful, I discovered it through Wallaby.

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