Full details can be seen at http://www.ftc.gov/opa/2004/11/041130freecreditrpts.htm
Here is the schedule of FTC dates that each state will have the free reports mandated:
* Beginning December 1: Western states (Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming);
* Beginning March 1, 2005: Midwestern states (Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, South Dakota, and Wisconsin);
* Beginning June 1, 2005: Southern states (Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, Oklahoma, South Carolina, Tennessee, and Texas); and
* Beginning September 1, 2005: Eastern states (Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, Vermont, Virginia, and West Virginia), Puerto Rico, and all U.S. territories.
You can get your free report at www.annualcreditreport.com BUT this link won't work, so you must type it in yourself. This should NOT be confused with www.freecreditreport.com or www.freecreditreport.com or http://www.creditreporting.com or http://freecreditreportservice.com all of which ultimately charge something.
Free Credit Reports
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