This one is pretty large. I haven't seen these before in my garden.
What kind of fly is this?
It's a bee fly (family Bombyliidae); it looks like Xenox tigrinus, known as the tiger bee fly - see https://pbase.com/tmurray74/image/86592997 for an image. Bee flies are parasitic on the larvae of solitary bees and wasps; this species appears to specialize on carpenter bees.
Cool! Thanks Flapdoodle.
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