CLOSED: black/yellow/white bee? wasp? fly?

Blairstown, NJ

Found this in northwest NJ. I can't find any reference to it online, hoping to find an ID here. Thanks.

Thumbnail by ceasar918
Minot, ND

It's a bee in the family Megachilidae; looks like a European wool-carder bee (Anthidium manicatum) - http://www.cirrusimage.com/bees_Megachilidae_Anthidium.htm
Note that the yellow markings on the abdomen may show considerable individual variation...

Blairstown, NJ

Thanks Flapdoodle, it certainly does resemble a European Wool-carder Bee.

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