Black and White (Wasp?)

Memphis, TN

I'd like to know what these are and if they are harmful.......thanks!

Thumbnail by HelloMissMary
Memphis, TN

Another shot.

Thumbnail by HelloMissMary
Minot, ND

Thread-waisted wasp (family Sphecidae); beneficial.
http://davesgarden.com/guides/bf/go/1632/

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