White gewys substance under the leaves

Chicago, IL

The plant is Pachira Aquatica and there are white gewy beeds under the leaves.
I'm keeping this plant indoors, I don't have any outdoor space to plant it outside.
The leaves are turning yellow and brown and are falling off.
Is this a bug?
If so, how do I get rid of it.
Can it spread to my other indoor plants?
Thank you

Thumbnail by misscoquette
Sinks Grove, WV

These could be water droplets either from guttation (see http://tinyurl.com/y7gqmcb) or condensation from overly moist air.

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