Hi, Marylyn,
I live on the NW side of SA in an area called Westcreek. So, I'll tell you all I can, sorry if it's too much information,. :) We're immediately west of 1604 between Potranco and Military Drive West if you want to find it on a map. I think it's really more west than north, but we're still considered part of that "NW" area. There are -tons- of new builds here. I can't even explain how many homebuilders are in here putting up developments. Lots of military people live here and three of our neighbors moved this summer. They had a hard time selling their houses because the builders are offering really good deals and incentives to try to move the brand new houses. One neighbor took a loss compared to what they paid, one broke even and one ended up renting their place out. I think that means you can call it a buyer's market!
There are developments farther north that are nicer, with larger lots and more trees, like Sonoma Ranch and Wildhorse and a million more, but the prices are just higher. We live in a 2400sqft house and it was $171k brand new two years ago when we moved here. It was one of the middle priced floor plans, there were some near the $100's. Our builder was DR Horton and they seem to be one of the middle-range/nicer mass builders. (I say mass builder because I don't know what else to call them. There are lots of custom home builders here too, but they're more expensive as well.) You can go to DR Horton's website and look for Amhurst and Redbird Ranch, they have floorplans under $120. Amhurst is just outside 1604 and Redbird Ranch is a bit farther out. Other home builders in this area (that I know of and may have houses in that price range) are Centex, Armadillo, KB Homes, Lennar... One the Centex website you can look for The Meadows of Silver Oaks.
The neighborhoods here are nice! We have NSID for schools which is a great district here. Commercial developers are putting in things like crazy so even though we had to drive a bit to get to stores two years ago, just about everything you need for day to day life is available at 1604 and Potranco now. There aren't any "bad" areas nearby that I know of and we've been here two years. We're currently not truly a part of SA, so we don't pay the city taxes, but that will be changing very soon.
A house at $119 may not be one of the huge floor plans, but there are a few around and this is a nice area that is really growing. As far as utilities go, we moved here from Chicago and we think the prices are -wonderful- compared to what we paid there! If you have anymore questions I can try to answer them.
HTH!
DeAnna Puls