Ok, what is this wooly booger?

I just found it on my geranium....never seen it before. I tried to shoot the face, but I don't think it has one. LOL

Well you almost named it yourself! LOL!
It is a Wooly Bear http://davesgarden.com/guides/bf/showimage/4372/

I raised one of those once and it turned out to be a Salt Marsh Moth.

Here is the moth with the wings moving,

and with the wings closed.

I have those everywhere. I keep moving them out of the way so it won't get stepped on. What do they like to eat?

Well it may not be the Isabella Tiger Moth. Guess you need to raise it to find out for sure Peg.

I fed mine Coral honeysuckle the plant I found it on.

Sheila I forgot to say that it could be the moth you suggested, those woolly ones look a lot the same, so I don't know which hers could be.

When there are a lot of
these around in the fall
I "think" it is supposed
to predict a hard winter ???

Of course a lot could be
a relatively subjective
term ...