General Discussion & Chat: House Pictures, 1 by cici77

cici77 wrote:
wow thats terrible about the fire, ur home now is jsut amazing....(: do u know what caused the fire???

darius, love ur plan for ur sea shell house... great idea and let me tell u i know exactly how u feel and what ur going thru for the financing.. hubby and i are building our house now...and we could not get a loan to save our life, for one we are self employed (hubby is a general contactor) we invest alot of our profit bac into the business, for tractors, tools, dump trailers things like that, for two our area out here is part of the williamsons act. to protect this area from major development, AND it is zoned Ag. 4 and is an agriculture pressurve, so the banks just dont want to give us a loan.. so we are building this out of pocket... we tried for a loan for 2 years, and then went thru plan check for another year or close to it.. now after 3 1/2 years this is where we are on our house, (photo below) yes its small for now (only 900sq ft) BUT we are doing and 497 sq ft addition right after the final on this house.. the reason being is because, the permits for this little house is costing 18,000.00 JUST FOR PERMITS , i dont think we even have that much in lumber, concrete and windows yet.. the bigger the house the more moola they charge and as it is now we are living in a travel trailer and ran off of a generator for electric, this way of living was breaking the bank, $600.00 a month to run the generator alone, more expense in the payment on this trailer and rental of two storage units here on the property.. well we have electric now which was so wonderful getting , almost as good as getting the actual house itself.. lol.. as far as help is concerned EVERYONE offered to help when the time would come but so far, we have had only two neighbors actually help a weeken here and there (they have lives too) we are sooo greatful for their help.. but mostly it's just me and my hubby, which makes it hard cause i just cant lift some of this lumber.. we are working on trying to get the joists up today or this evening (since its 102 outside right now) anyway i have gone on long enough for this posts.. here is the house as it sits right now (except the both beams are up on the front posts, which only one is up in this pic)