Carolina Gardening: Landscaping in neighborhoods, 1 by WormsLovSharon

WormsLovSharon wrote:
We did spend a fair amount of money on our landscape and Koi pond and Pool. . Especially my two gardens, one for Herbs and one for Vegetables. My husband is 76 on Sunday and I am 66 going on 40 as far as energy. We only plan on leaving feet first. I worked as a Mortgage Banker in Las Vegas for 35 years. Never went on vacation and only purchased a new car every 8 to ten years. I always packed my lunch, but ate like a Queen. Had four children in College at the same time. That was a nightmare. I, my husband was a mechanical engineer and did not like stocks, invested in the stock market at the right time and took the money out to build our custom home. I was not a genius, just in the market at the right time. Right after completed construction, 9/11 happened. This would have wiped out a large portion of our gain. I guess we were just blessed with good luck. But I do agree, I have seen many individuals over improve their property. Putting a pool in for $50,000 and then selling the home two years later and expecting to cover the whole expense. Not going to happen. Many times I would have a borrower's purchase price of $750,000 and another $500,000 added in upgrades. That is why Las Vegas is so upside down with the foreclosures. I retired three years ago and none of my borrowers went on an adjusted rate mortgage. Why take that when you could get 5% fixed. Sorry, I can never get to the point. Sorry, once a salesman, always a salesman. I forget I am retired. Picture is one of my gardens on the side of the house. This right after i cleaned the summer tomatoes and was getting ready for winter vegetables.